Agenda for Change estimator
NHS Pay Calculator 2026-27
Agenda for Change take-home pay after the 3.3% award.
Agenda for Change
Your NHS pay details
Fringe 5%, Outer London 15%, Inner London 20% of basic pay, within the published minimum and maximum.
Your estimated NHS take-home pay
£24,483
annual take-home pay
Band 5 · Entry · England
Daily
£94
Hourly
£12.56
Effective rate
23.7%
Marginal rate
28%
Gross salary£32,073
Income tax£3,368
National Insurance£1,560
Pension contribution£2,662
Estimate based on HMRC 2026/27 rates. Your payslip may differ.
Pay scales are the official 2026/27 pay circulars for each nation, effective 1 April 2026: NHS Employers for England, pay letter AfC(W) 02/2026 for Wales and circular PCS(AFC)2026/1 for Scotland. Pension uses the NHS Pension Scheme member contribution tiers for your nation, from 1 April 2026. Employers may set your tier from last year’s earnings, so your payslip can differ. Northern Ireland is not covered.
Useful guide
What the NHS pay award means for your payslip
See how the relevant rates work and what to check on your own payslip or purchase.
Read the guide